本页面只读。您可以查看源文件，但不能更改它。如果您觉得这是系统错误，请联系管理员。 Automotive insurance coverage premiums aren't low-cost. Howard, govt director of Insurance Consumer Advocate Community (ICAN), suggests avoiding claims until the harm is triple the deductible. In case your 1st automobile is already insured and you purchase a second car, we can then look to ‘mirror' your no claims bonus discount you might have on the 1st automobile. If there was a niche since your earlier automotive insurance coverage policy expired, we will require a short protecting letter giving the explanations for the break in cowl. Though a high deductible will obviously imply higher expense in the case of a loss, the lower policy premiums might imply lengthy-term financial savings. While you renew your policy, if this is the only declare you've made that yr, we won't scale back your variety of claims-free years meaning we can't scale back the no claims discount we apply. For instance, on this article from CBS News , J. 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